Retire In Thailand

I am retired and live in Thailand. My bank in the USA where all my income is direct deposit is Citizens Bank. When I started doing business with them they had all these free services, and now all these free service like free ATM withdrawals, free wire transfers are all gone. I am tired of paying 3% of my money to the bank when I make a international withdrawal here. Any one knows of a Bank in the USA that doesn’t charge international fees for ATM withdrawal.

How to retire in Thailand

This is a question for USA expats, particularly retired expats living in Thailand.

I am planning to obtain a retirement visa and live in Thailand in a few years. I need some rather specific information about personal finances.

I have a checking account with a bank checking card here in the USA. I use the bank card just like a credit card. For safety, I have a $200 per day limit on the card. My retirement check is direct-deposited to that account every month. I can use the bank card in Thailand, but there are fees. On a future visit I plan to open a bank account in Thailand. So, here’s the question:

How can I transfer money from my bank account in the USA, say every 1 to 3 months, to a Thai bank account, without paying fees, or at least having to pay the minimum of fees?

And, since I am thick as a brick, you can bet you’ll see me posting this question several times, in altered forms.
So..Khun Bob…what bank are you using that charges only 1% for international transactions?

Living in Thailand